Disclaimers

Mortgages:
Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgages:
You may have to pay an early repayment charge to your existing lender if you remortgage.

Lifetime Mortgages:
A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.

Foreign Currency Mortgages:
Changes in the exchange rate may increase the sterling equivalent of your debt.

Debt Consolidation:
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy to Let Mortgages:
Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority.

Insurance:
As with all insurance policies, conditions and exclusions will apply.

Commercial Mortgages:
Commercial Mortgages are not usually regulated by the Financial Conduct Authority. Commercial Mortgages are arranged by introduction only.

Secured or unsecured loans:
Secured and unsecured loans are arranged by introduction only.

Bridging Mortgages:
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Not all forms of property development finance are regulated by the Financial Conduct Authority. Bridging Mortgages are arranged by introduction only.

Second Charge Mortgages:
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Second Charge Mortgages are arranged by introduction only.

Will Writing:
Wills are not regulated by the Financial Conduct Authority. Akbani Financial Ltd are not acting as appointed representatives of Stonebridge Mortgage Solutions Ltd for Will Writing. Wills are arranged by introduction only.

Fee Statement:
Typically, we charge a fee of £750 for a mortgage. However, the actual fee will depend on your circumstances but, this will not exceed £1000.